Ethicon Credit Union
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Credit Cards

At Ethicon Credit Union, we offer the MasterCard® Classic credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Ethicon Credit Union MasterCard® Card.

You'll enjoy the following benefits:

  • No annual fee
  • 25-day grace period
  • No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
  • Free travel and accident insurance
  • Optional life and disability insurance available at low rates

Please click here to report a lost or stolen Ethicon Credit Union MasterCard® Classic credit card or click here for the credit card payoff calculator. Click here for credit card application.

  MasterCard® Credit Card Disclosure
Annual Percentage Rate 9.90%
Other Annual Percentage Rate
(purchases, cash advances & balance transfers)
Annual Membership Fee NONE
Grace Period for Purchases 25 DAYS
Method of Computing Balance Average Daily Balance (including new purchases)
Minimum Finance Charge NONE
Transaction Fee NONE
Cash Advance Fee
Late Payment Fee
Return Check Fee
Request for Statement Copy Fee
Card Replacement Fee
Over-Credit-Limit Fee
Pay by Phone

We will review your credit history, income and other information you provide us to determine the maximum credit line available for your account.
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