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Credit Cards

At Ethicon Credit Union, we offer the MasterCard® Classic credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Ethicon Credit Union MasterCard® Card.

You'll enjoy the following benefits:

  • No annual fee
  • 25-day grace period
  • No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
  • Free travel and accident insurance
  • Optional life and disability insurance available at low rates

Please click here to report a lost or stolen Ethicon Credit Union MasterCard® Classic credit card or click here for the credit card payoff calculator. Click here for credit card application.

  MasterCard® Credit Card Disclosure
Annual Percentage Rate 9.90%
Other Annual Percentage Rate
(purchases, cash advances & balance transfers)
9.90%
Annual Membership Fee NONE
Grace Period for Purchases 25 DAYS
Method of Computing Balance Average Daily Balance (including new purchases)
Minimum Finance Charge NONE
Transaction Fee NONE
Cash Advance Fee
NONE
Late Payment Fee
$25.00
Return Check Fee
$30.00
Request for Statement Copy Fee
$5.00
Card Replacement Fee
$5.00
Over-Credit-Limit Fee
NONE
Pay by Phone
$10.00

We will review your credit history, income and other information you provide us to determine the maximum credit line available for your account.
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