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| Share/Share
Draft Rates |
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| Share Rates $25 minimum investment |
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Annual Percentage Yield is accurate as of March 5, 2012. Rates and other terms may change at any
time without prior notice. A penalty is imposed
for early withdrawal. Fees could reduce earnings
on the account.
- If you close your share account before dividends
are paid, you will not receive the accrued dividends.
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| Account Type |
Minimum Opening
Deposit |
Minimum Balance
to Earn APY |
Limitations* |
Dividend Rate |
Annual
Percentage
Yield |
| Dividends will be compounded quarterly
and will be credited quarterly. Average Daily Balance. |
| Regular Share Account |
$100.00 - $4,999.00
$5,000.00 - $9,999.00
$10,000 - over |
$25.00 |
$100.00 |
Transfer & Withdrawal* |
0.05%
0.05%
0.10% |
0.05%
0.05%
0.10% |
Super Saver
(Balance drops below - 1.00% with 1.01APY) |
$25,000 |
$25,000 |
Transfer & Withdrawal* |
0.15% |
0.16% |
| Christmas Club Share Account |
-- |
-- |
Transfer & Withdrawal* |
0.05% |
0.05% |
| Vacation Club Share Account |
-- |
-- |
Transfer & Withdrawal* |
0.05% |
0.05% |
| IRA Savings |
$25.00 |
$25.00 |
Transfer & Withdrawal* |
0.25% |
0.25% |
| * For additional information
regarding the above accounts, please refer to the Truth-In-Savings
Fee Schedule. |
| Regular & IRA Certificates |
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Annual Percentage Yield is accurate as of March 5, 2012. Rates and other terms may change at any
time without prior notice. *$500.00 minimum required
to open Share or IRA Certificate. After your certificate
is opened, the dividend rate is fixed for the
term. A penalty is imposed for early withdrawal.
Fees could reduce earnings on the account.
Dividends will be credited at maturity.
Certificate Rates for IRA and Regular Certificates |
| Terms |
Dividend Rate |
Annual Percentage Yield |
| 6 months |
0.25% |
0.25% |
| 12 months |
0.25% |
0.25% |
| 18 months |
0.35% |
0.35% |
| 24 months |
0.50% |
0.50% |
| 36 months |
0.75% |
0.75% |
| 48 months |
1.00% |
1.00% |
| |
| Educational IRA |
0.25% |
0.25% |
| Roth IRA |
0.25% |
0.25% |
| *
For additional information regarding the above accounts,
please refer to the Truth-In-Savings
Fee Schedule. |
Click
here for the compound interest calculator or click
here for the APR calculator. |
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