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Share/Share Draft Rates
Share Rates $25 minimum investment

Annual Percentage Yield is accurate as of March 5, 2012. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • If you close your share account before dividends are paid, you will not receive the accrued dividends.
Account Type Minimum Opening
Deposit
Minimum Balance
to Earn APY
Limitations* Dividend Rate Annual
Percentage
Yield
Dividends will be compounded quarterly and will be credited quarterly. Average Daily Balance.
Regular Share Account
$100.00 - $4,999.00
$5,000.00 - $9,999.00
$10,000 - over
$25.00 $100.00 Transfer & Withdrawal* 0.05%
0.05%
0.10%
0.05%
0.05%
0.10%
Super Saver
(Balance drops below - 1.00% with 1.01APY)
$25,000 $25,000 Transfer & Withdrawal* 0.15% 0.16%
Christmas Club Share Account -- -- Transfer & Withdrawal* 0.05% 0.05%
Vacation Club Share Account -- -- Transfer & Withdrawal* 0.05% 0.05%
IRA Savings $25.00 $25.00 Transfer & Withdrawal* 0.25% 0.25%
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.


Regular & IRA Certificates

Annual Percentage Yield is accurate as of March 5, 2012. Rates and other terms may change at any time without prior notice. *$500.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends will be credited at maturity.
  • Certificate Rates for IRA and Regular Certificates
  • Terms Dividend Rate Annual Percentage Yield
    6 months 0.25% 0.25%
    12 months 0.25% 0.25%
    18 months 0.35% 0.35%
    24 months 0.50% 0.50%
    36 months 0.75% 0.75%
    48 months 1.00% 1.00%
     
    Educational IRA 0.25% 0.25%
    Roth IRA 0.25% 0.25%
    * For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.

    Click here for the compound interest calculator or click here for the APR calculator.

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